Privacy Policy

Effective Date: 21/09/2025

At Lendinet Financial Consultant Pvt Ltd (“Company”, “we”, “our”, or “us”), we are committed to protecting the privacy and confidentiality of our clients, partners, and website visitors. This Privacy Policy explains how we collect, use, share, and safeguard your personal information when you engage with our financial services.

1. Information We Collect

We may collect the following types of information when you interact with us:

  • Personal Identification Data – Name, Address, Date of Birth, Aadhaar, PAN, Voter ID, Passport, etc.
  • Contact Information – Phone number, Email ID, Office/Residential Address.
  • Financial Information – Bank account details, income proof, salary slips, ITR details, business turnover, and other financial records.
  • Business Information – Company registration details, GST number, licenses, etc.
  • Technical Data – IP address, browser type, device information, and cookies when using our website.

2. How We Use Your Information

The information we collect is used for:

  • Processing loan applications and providing financial consultancy.
  • Assessing eligibility for financial products and services.
  • Compliance with regulatory requirements (KYC/AML).
  • Improving our services and customer support.
  • Sending important updates, offers, and service-related communication.

3. Sharing of Information

We may share your information only under the following circumstances:

  • With banks, NBFCs, insurance companies, and financial partners for loan processing and approvals.
  • With government and regulatory authorities if required by law.
  • With trusted third-party service providers for verification, technology, or support functions.
  • We do not sell or trade your personal information to third parties.

4. Data Protection & Security

  • We adopt industry-standard security measures (encryption, firewalls, secure servers) to protect your personal and financial data.
  • Only authorized employees and partners have access to your information.
  • Despite our best efforts, no system is 100% secure, and we cannot guarantee absolute data security.

5. Cookies & Website Usage

  • Our website may use cookies to enhance user experience and track browsing behavior.
  • Users can disable cookies through their browser settings, but some features may not function properly.

6. Your Rights

As a user, you have the right to:

  • Access and review the personal information we hold about you.
  • Request corrections or updates to your data.
  • Withdraw consent for non-essential communications.
  • Request deletion of your personal data (subject to legal/regulatory retention requirements).

7. Retention of Data

We retain personal and financial information only as long as necessary to:

  • Fulfill the purpose for which it was collected.
  • Comply with legal, regulatory, and audit requirements.

8. Updates to Privacy Policy

Lendinet Financial Consultant Pvt Ltd may update this Privacy Policy from time to time. Updated versions will be posted on our website with the effective date clearly mentioned.

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